Your home is your sanctuary and yet, as a homeowner you have enough to worry about without worrying about whether your home and its contents could be replaced should the unexpected happen. Damage to your home can come from so many sources: burst pipes, storms, fallen trees, floods, fire, even happy little kids playing football. But, while many homeowners will anticipate some damage to their homes, they often make the mistake of choosing the cheapest possible cover. If this has been your approach, consider whether your policy is really enough to cover the true replacement cost of your home or its contents. If it isn’t, you may end up footing the bill for replacement of your higher-end items. Also consider whether, in our litigious society, you are adequately covered should someone injure themselves on your property. Ideal Insurance’s expert assessors work with you to identify and reduce potential risks, and get you back into your home as quickly as possible in the event you need to relocate during damage restoration. Call Ideal Insurance today, and rest easy tonight knowing you, your home, and its contents are fully protected.

Damage to your commercial property can jeopardise your entire business, especially in the event of cash flow interruption. A comprehensive policy covers physical damage to the premises and its contents, but also loss of income and increased expenses as you rebuild and return to normal business activity. Any incident on your property – from injury, to break-ins, fire, machinery breakdown, flood, and more – can threaten your business operations and cause serious financial consequences. Ideal Insurance’s expert assessors work with you to identify and reduce potential risks, mitigate the impact of unexpected events, get you back up and running as quickly as possible, and protect you and your assets with property damage protection that suits your unique needs, no matter the size or scope of your business.